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Direct Deposits & ACH Debits

You can arrange to have your payroll, Social Security, pension or any other recurring payments deposited directly into your MSCU checking or savings account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

You may also establish automatic withdrawals (ACH debits) from your account.

Setting up direct deposit and automatic withdrawals (ACH debits) – 2 numbers required:

1. MSCU Routing Number       and        2. MSCU Account Number

Routing Number - Mutual Savings CU's routing number is 261071522. A routing number is the code used by the ACH to route your debit/deposit to the correct financial institution.

Account Number - The account number should be a total of 13 characters. This number is found on your MSCU checks in the area highlighted in the check diagram below

If you don’t have access to a MSCU check then always begin with 710580 followed by your 6 digit MSCU member number and the check digit number provided by the credit union.

NOTE: If the primary member number is less than 6 digits, add leading zeros for a total of 6 digits.

Example: Primary member number 1234 = Full Account number 7105800012349

Please contact us if you have any questions about direct deposit.